Retirement Preparation – How Will Government Programs Support my Retirement Income?
How Will Government Programs Support my Retirement Income? Canada Pension Plan – Is payable for your entire life and is indexed for inflation. You can opt to collect CPP at age 60 and take a reduced payment (-7.2% per year), Age 65 and receive the unadjusted amount,...
Retirement Preparation – When Should I Start Saving for Retirement?
When Should I Start Saving For Retirement? Amassing enough investments to retire comfortably can be a daunting task, especially for younger Canadians today who are struggling with increasing living expenses and the highest mortgage rates we have seen since 2008. ...
Group Benefits – One Size Does Not Fit All – Case Study 6
Courneya Group – Case Study Group Benefits - One Size Does Not Fit All
Highlighting Unique Companies in Canada that Create Value
Highlighting Unique Companies in Canada that Create Value
Some of you may have seen the recent news release flash across your phone or television that Telus has purchased another Canadian company, Lifeworks Inc for $2.9B. What you may not know is that this is a holding in the Jarislowsky Balanced Fund and an example of how they select unique and profitable businesses from across Canada.
These businesses may not fit the traditional mold of Financials, Energy and Materials, which represent nearly two thirds of the TSX index. For reference, Jarislowsky Fraser maintains some stake in the financials and materials, but these sectors represent only 30.7% of their total Canadian Equity holdings.
Estate Planning – Case Study 5
Challenge If two or more people own a company – what happens if one of the people…. Retires from the businessBecomes disabled DiesFiles for bankruptcy Goes through a matrimonial breakdown Solution Every corporation with more than one owner should have a...
Estate Planning – Case Study 4
Challenge The consequences of an unexpected death or disability can be disastrous for a young family. How would your family continue their current lifestyle if one or two of the parents died or became disabled? Solution Get a will doneLook at your employer provided...
Estate Planning- Case Study 3-Tracking Your Investments
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Estate Planning-Case Study 2-Succession Planning by Mark Courneya
The Challenge You've built a strong business with significant wealth. How do you transition your business and the greatest amount of your assets to the next generation while minimizing your tax exposure? Mike started his company Skis Ltd in 1980 and built...
Estate Planning-Case Study 1-Cohabitation After Divorce or Separation by Mark Courneya
The Challenge How do you protect the transition of wealth to your children after a divorce or separation followed by a long-term relationship with a potential new common-law partner? Lisa is a middle age female who was divorced 15 years ago. She has one...